Certificates & IRAs

• $500 minimum to open
• Terms range from 30 days to 5 years
• Competitive interest rates set according to amount and term
• Receive your interest by direct deposit into any First National account or by a monthly, quarterly, semi-annual or annual check
• Automatic renewal available on select CDs

Invest in your financial future by securely saving for retirement*. It’s never too early to start. 

• Traditional IRAs 
• Roth IRAs 
• 401(k) Rollover  
• Simplified Employee Pension Plans (SEP). 

Open a tax-advantaged savings account for education-related expenses. 

• Tax-deferred earnings 
• Tax-free qualified withdrawals 
• Both relatives and friends may make contributions.