Stephen McRea
Senior Vice President, Personal, Business & Real Estate Lending
Cullman County, AL
stephen.mcrea at fnbforyou dot com
Office: 256-774-9570 x 2025
Direct: 256-774-9567
Cell: 256-339-8326
Fax:
NMLS #1234235
Commercial Real Estate Loans
Are you looking to acquire new commercial property? Is your business ready to expand? Whether your next step is to buy, build or enhance commercial property, we can tailor a financing solution to suit your plans. Refinance options are also available.
- Financing is secured by the real estate
- Fixed or variable interest rates
- Flexible terms
Small Business Loans
Obtain the financing your new or growing business needs to get to the next level. Unlike traditional financing, Small Business Administration (SBA) Loans can be especially helpful for qualified small businesses that may not meet conventional lending standards.
- Low down payment
- Fixed or variable interest rates
- Flexible terms
- Low monthly payments
Equipment Financing
When you need to purchase equipment, machinery, vehicles or other necessities we can work together to create a loan or line of credit that’s unique to your situation.
- Financing is secured by the purchase
- Fixed or variable interest rates
- Flexible terms
Lines of Credit
When unexpected expenses arise or your business needs fast access to cash, having an approved line of credit ready to use can keep operations running smoothly.
- Draw from your credit line and repay as needed
- Pay interest only on the amount you draw
Letters of Credit
Our team can create an import, export or standby letter to strengthen your business’ negotiating power.
- Improve cash flow in the U.S. and abroad
- Structured to meet the needs of your specific trade or standby transaction
- Our team can help explore new angles that can easily get overlooked
Lenders
- Cullman, AL
Misty Shannon
Vice President, Personal, Business & Real Estate Lending
Cullman County, AL
misty.shannon at fnbforyou dot com
Office: 256-774-9570 x 2026
Direct: 256-774-9568
Cell: 256-338-9070
Fax:
NMLS # 770189
- Giles County, TN
Patrick Gilbert
Senior Vice President, Personal, Business & Real Estate Lending
Giles County, TN
patrick.gilbert at fnbforyou dot com
Office: 931-363-2585 x 1050
Direct: 931-424-2157
Cell:
Fax:
NMLS #541286
Jim Tompkins
Vice President, Personal, Business, Real Estate & Construction Lending
Giles County, TN
jim.tompkins at fnbforyou dot com
Office: 931-363-2585 x 1052
Direct: 931-424-2163
Cell:
Fax:
NMLS # 971390
Derek Hagan
Vice President, Personal, Business & Real Estate Lending
Giles County, TN
derek.hagan at fnbforyou dot com
Office: 931-363-2585 x 1054
Direct: 931-424-2135
Cell:
Fax:
NMLS # 155968
Joe Young
Vice President, Personal, Business & Real Estate Lending
Giles County, TN
joe.young at fnbforyou dot com
Office: 931-363-2585 x 1053
Direct: 931-424-2103
Cell:
Fax:
NMLS # 541308
Jennifer Hallmark
Vice President/Personal, Business & Real Estate Lending
Giles County, TN
jennifer.hallmark at fnbforyou dot com
Office: 931-363-2585
Direct: 931-424-2156
Cell:
Fax:
NMLS # 775192
Griffin Birdsong
Assistant Cashier/Personal, Business & Real Estate Lending
Giles County, TN
griffin.birdsong at fnbforyou dot com
Office: 931-363-2585 x 1017
Direct: 931-424-2185
Cell:
Fax:
NMLS # 2154238
- Limestone County, AL
Jeff Hodges
Executive Vice President/Executive Officer, Manager of North Alabama Operations,Personal, Business & Real Estate Lending
Limestone County, AL
jeff.hodges at fnbforyou dot com
Office: 256-216-6373
Direct: 256-216-2045
Cell:
Fax:
NMLS # 541290
Russ Mitchell
Senior Vice President, Personal, Business, Real Estate & Construction Lending
Limestone County, AL
russ.mitchell at fnbforyou dot com
Office: 256-216-6373
Direct: 256-216-2042
Cell:
Fax:
NMLS # 339902
Crystal Tucker (Ardmore)
Vice President, Personal, Business & Real Estate Lending
Limestone County, AL
crystal.tucker at fnbforyou dot com
Office: 931-427-2171
Direct: 931-427-2172
Cell:
Fax:
NMLS # 541305
Monica Nelson (Athens)
Vice President, Personal Lending
Limestone County, AL
monica.nelson at fnbforyou dot com
Office: 256-216-6373
Direct: 256-216-2044
Cell:
Fax:
NMLS # 541299
Toyna Carter (Athens Downtown)
Vice President, Personal, Business & Real Estate Lending
Limestone County, AL
toyna.carter at fnbforyou dot com
Office: 256-233-8553
Direct: 256-233-8555
Cell:
Fax:
NMLS # 440137
Jan Price (Ardmore)
Vice President, Personal, Business & Real Estate Lending
Limestone County, AL
jan.price at fnbforyou dot com
Office: 931-427-2171
Direct: 931-427-2175
Cell:
Fax:
NMLS # 1675377
Brooke Burns (Athens Downtown)
Vice President/Personal, Business & Real Estate Lending
Limestone County, AL
brooke.burns at fnbforyou dot com
Office: 256-233-8553 x 1220
Direct: 256-998-5051
Cell:
Fax:
NMLS # 1389089
KaDaija Madden (Athens)
Assistant Cashier/Personal, Business & Real Estate Lending
Limestone County, AL
kadaija.madden at fnbforyou dot com
Office: 256-216-6373
Direct: 256-216-2039
Cell:
Fax:
NMLS # 2433739
- Lincoln County, TN
Jeff Alder
Senior Vice President, Personal, Business, Real Estate & Construction Lending
Lincoln County, TN
jeff.alder at fnbforyou dot com
Office: 931-433-5855 x 1429
Direct: 931-438-6875
Cell:
Fax:
NMLS # 541279
Melissa Stevenson (Park City)
Assistant Vice President, Personal Lending
Lincoln County, TN
melissa.stevenson at fnbforyou dot com
Office: 931-433-9124 x 1523
Direct:
Cell:
Fax:
NMLS # 1450132
Nancy Corder (Fayetteville)
Vice President, Personal Lending
Lincoln County, TN
nancy.corder at fnbforyou dot com
Office: 931-433-5855
Direct: 931-438-6868
Cell:
Fax:
NMLS # 541281
Tommy Stevenson
Vice President, Personal, Business, Real Estate & Agriculture Lending
Lincoln County, TN
tommy.stevenson at fnbforyou dot com
Office: 931-433-5855
Direct: 931-438-6867
Cell: 931-607-8819
Fax:
NMLS # 469942
Josh Richardson (Park City)
Vice President, Personal, Business & Real Estate Lending
Lincoln County, TN
josh.richardson at fnbforyou dot com
Office: 931-433-9124 x 1525
Direct: 931-438-1446
Cell: 931-625-0976
Fax:
NMLS # 1217470
Will Eldridge (Park City)
Assistant Cashier/Personal, Business & Real Estate Lending
Lincoln County, TN
will.eldridge at fnbforyou dot com
Office: 931-433-9124
Direct: 931-438-1445
Cell:
Fax:
NMLS # 2436025
- Madison County, AL
Andy Whitt (Huntsville)
Senior Vice President, Personal, Business & Real Estate Lending
Madison County, AL
andy.whitt at fnbforyou dot com
Office: 256-532-2279 x 1625
Direct: 256-532-2290
Cell: 256-874-8668
Fax:
NMLS # 541306
Chris Lindsey (Town Madison)
Senior Vice President, Personal, Business & Real Estate Lending
Madison County, AL
chris.lindsey at fnbforyou dot com
Office: 256-325-4300 x 1728
Direct: 256-325-4345
Cell:
Fax:
NMLS # 779556
Van B. Hose (Town Madison)
Vice President, Personal, Business & Real Estate Lending
Madison County, AL
van.hose at fnbforyou dot com
Office: 256-325-4300 x 1726
Direct: 256-325-4341
Cell:
Fax:
NMLS # 541292
Taylor Gilbert (Town Madison)
Assistant Cashier/Personal, Business & Real Estate Lending
Madison County, AL
taylor.gilbert at fnbforyou dot com
Office: 256-325-4300
Direct:
Cell:
Fax:
NMLS # 2343729
Read Crawford (Huntsville)
Vice President, Business, Real Estate & Construction Lending
Madison County, AL
read.crawford at fnbforyou dot com
Office: 256-532-2279 x 1624
Direct: 256-532-2292
Cell: 256-425-4060
Fax:
NMLS # 686751
Jay Morris (Huntsville)
Vice President, Business & Real Estate Lending
Madison County, AL
jay.morris at fnbforyou dot com
Office: 256-532-2279
Direct: 256-532-2293
Cell:
Fax:
NMLS # 1222952
- Marshall County, TN
Larry Lance
Senior Vice President, Personal, Business, Real Estate & Construction Lending
Marshall County, TN
larry.lance at fnbforyou dot com
Office: 931-359-5900 x 1827
Direct: 931-359-8478
Cell:
Fax:
NMLS # 541296
Elizabeth Jackson
Vice President, Personal, Business, Real Estate & Agriculture Lending
Marshall County, TN
elizabeth.jackson at fnbforyou dot com
Office: 931-359-5900
Direct: 931-359-5946
Cell:
Fax:
NMLS # 541293
Troy Cross
Vice President, Personal, Business, Real Estate & Construction Lending
Marshall County, TN
troy.cross at fnbforyou dot com
Office: 931-359-5900
Direct: 931-359-5962
Cell:
Fax:
NMLS # 541283
Please talk with a representative for fee schedule.
