Compare our Checking offerings:

  • Right for you if you want to…
  • Minimum Opening Deposit
  • Monthly Service Fee
    • Secure Checking
    • Set up a basic checking account with benefits and security
    • $100
    • Balances below $999.99=$6.95; Over $1,000=$4.95
    • Free Kasasa Cash Checking
    • Get a higher return on checking balance
    • $100
    • No Service Fee
    • Free Kasasa Cash Back Checking
    • Earn cash back on checking account purchases
    • $100
    • No Service Fee
    • Heritage Checking
    • Earn exclusive advantages as a person that is 50 years old or older
    • $100
    • No monthly fee with a minimum $5,000 in deposits relationship
    • NOW Checking
    • Earn interest as an individual, sole proprietorship, government agency, or non-profit organization
    • N/A
    • No monthly fee with a minimum daily balance of $1,500
    • On Us Account
    • Rebuild your credit score
    • No minimum opening deposit
    • $5.29
    • eChecking
    • Bank completely online
    • $100
    • No monthly fee when enrolled in eStatements
    • Health Savings Account
    • Save for health related expensive
    • N/A
    • $2.00

    Online & Mobile Banking

    Keep First National Bank at your fingertips to transfer funds, pay bills, deposit checks and more – anytime, anywhere. 

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    Personal Loans

    Get the cash you need to keep moving forward. 

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    Mortgage Loan

    Choose fixed or adjustable-rate mortgages with various competitive rates and terms, processed and serviced right here in Tennessee and Alabama. Finance your dream home with a mortgage from your local bank. 

    Additional Services