Mobile End User Terms

MOBILE END USER TERMS

This service is provided to you by First National Bank and powered by a Third Party (the “Licensor”) mobile technology solution. These End User Terms are a legal agreement between you and First National Bank.

SECTION A

First National Bank TERMS AND CONDITIONS

Thank you for using First National Bank Mobile Banking combined with your handheld’s text messaging capabilities. For help, text “HELP” to 79680. To cancel your plan, text “STOP” to 79680 anytime. In case of questions please contact customer service at contactus@fnbforyou.com or call 866-363-2585.

Terms and Conditions

1. The services are separate and apart from any other charges that may be assessed by your wireless carrier for text messages sent to or received from First National Bank. You are responsible for any fees or other charges that your wireless carrier may charge for any related data or message services, including without limitation for short message service.

2. The services are provided by First National Bank and not by any other third party. You and First National Bank are solely responsible for the content transmitted through the text messages sent to and from First National Bank. You must provide source indication in any messages you send (e.g., mobile telephone number, “From” field in text message, etc.)