Certificates of Deposit (CDs)

Maximize your interest rate and enjoy the security of FDIC insurance while saving for a set period of time.

  • $500 minimum to open
  • Terms range from 30 days to 5 years
  • Competitive interest rates set according to amount and term
  • Receive your interest by direct deposit into any First National account, or by a monthly, quarterly, semi-annual or annual check
  • Automatic renewal available on select CDs


Individual Retirement Accounts (IRAs)

Invest in your financial future while saving with an account that will help you safely prepare for retirement. Options include: Traditional IRAs, Roth IRAs, 401(k) Rollover and Simplified Employee Pension Plans (SEP).

  • Tax-deferred earnings
  • Tax-free qualified withdrawals

Coverdell Education Savings

Set money aside for education-related expenses in an account that offers tax advantages.

  • Tax-deferred earnings
  • Tax-free qualified withdrawals
  • Lenient contribution requirements – both relatives and friends may give to the account

Please talk with a representative for fee schedule.